Short Process.
SWEET Coverage.

Affordable Insurance for Your Small Business - Buy Online Today!

3 Simple Steps

We make it short and SWEET to get the coverage your business needs.

Protect your employees with workers’ compensation insurance and your business
with a HomeHQSM  or business owners insurance policy. A business owners policy
combines general liability, property insurance, and cyber coverage into one convenient insurance package.

Getting a quote to help protect yourself, your business, and your employees is as
easy as 1, 2, 3.

Step One

Tell us about your business

step Two

Get a free no-obligation quote

Step 3

Accept your immediate coverage!


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Why Small Business Owners Choose PolicySweet:

Learn more about business insurance for:

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HVAC Heating and Cooling businesses insured by PolicySweet
HVAC Companies

Built To Help Protect Your Business

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Protect your business against common risks with a Business Owners Policy from PolicySweet:

Business Owners Policy is a 'one-stop' option for key coverages. It combines multiple commercial insurance policies into one package including general liability, business property, and cyber insurance. It is recommended for those who rent or own their own commercial business space.

Protect you and your employees with a Workers' Compensation policy from PolicySweet:

Workers' Compensation coverage could help to ensure that employees are taken care of if they become injured or ill at work. It could also help to protect you from financial and legal expenses related to a work injury that occurs on the job.


Protect your home-based business with HomeHQ by PolicySweet:

HomeHQ is designed exclusively for home-based businesses. It could provide coverage for business liabilities that a homeowners or renters policy does not typically cover. It includes general liability, business property, and inventory coverage in one insurance bundle.

SWEET by Nature

Worried about what needs to be included in your policy? Our coverage is designed by insurance experts with small businesses in mind. We've included all of the important coverages, so you can get back to your business sooner.

We aren't new to this.

Your PolicySweet insurance policy is underwritten by Great American Insurance Company and affiliated companies*. Great American Insurance Company, lead insurer of Great American Insurance Group, has protected Americans for nearly 150 years and is rated “A+” (Superior) by AM Best**

Business Insurance for Small Businesses in America
*PolicySweet insurance policies may be provided by unaffiliated insurance carriers in the event Great American Insurance Company and its affiliates are unwilling or unable to provide coverage. Unaffiliated carriers may not have the same ratings and history as Great American Insurance Company.
**AM Best rating affirmed December 15, 2023. AM Best rating of "A+" (Superior) is second of 16 ratings.

Insuring The American Dream

Wherever you do business, business insurance could help protect the company you worked hard to build. PolicySweet offers coverage options in multiple states.


Ready to protect your business?

Get in touch with a live agent for a quote

Articles for Small Businesses

What Is a Business Owners Policy (BOP), Anyway?

What is a Business Owners Policy, and does your business need one? Dive into this guide to find out what a BOP is all about.

What Does a Workers’ Compensation Insurance Policy Cover?

Getting a Workers’ Compensation insurance plan is a no brainer. However, what does a Workers’ Compensation policy cover? Here is a guide for employers.

Guide to Home-Based Business Insurance

What do you need to know about home-based business insurance, like HomeHQ? Read this article to learn your options and benefits to having coverage.