What Is Small Business Insurance?
Small business insurance is designed to help protect businesses. It could provide financial and legal protection for a business if an incident occurs involving business owners, employees, customers, or business property.
Why Do I Need Small Business Insurance?
Without small business insurance, you could be at a greater risk of the effects of being sued. No matter how careful you are, accidents can happen. If something goes wrong with a project, product or process, your employees or customers could file a claim. Small business insurance could cover the cost to defend your company and yourself for business related lawsuits.
Small business insurance could also protect the business against a variety of situations including employee injuries, third-party injuries, and property damage. Associated medical costs for injury related claims may be included as well as the cost to repair or replace business equipment caused by a covered loss.
By getting insurance for your small business, you are purchasing protection. This protection will be there for you if something bad happens to the business. Want more information about insurance? Read our article about reasons every small business need insurance.
What Businesses Do We Cover?
PolicySweet insures several types of businesses, including:
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