What to Know About Workers' Compensation for Commercial Offices
Your commercial office should consider Workers' Compensation insurance. Learn about this type of office insurance and why you might need it.
When it comes to insurance for your commercial office, you want your coverage to be anything but small. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage matches your business plan. From General Liability to Workers’ Compensation, each office insurance policy can be customized to help protect your business, clients, and employees.
3 Steps to Get Office Insurance
Own a commercial office business and looking for business insurance? Get personalized coverage in three steps:
Answer a few questions about your commercial office business.
Receive a free quote tailored to your business needs.
Accept the policy and receive coverage for your business! Isn't that sweet!
Quoting with PolicySweet.com is best viewed
in Chrome, Safari, or Firefox.
What Does Business Insurance Cover?
Office insurance can cover bodily injury, property damage, and legal costs. Depending on the risk factors associated with your business there are several types of insurance coverages you could choose from, such as:
Business Owners Policy
This 3-in-1 policy combines general liability, business property, and cyber insurance together. It typically is the most cost-effective and convenient way to insure an office. By including all three coverages into one policy, you’ll not only be covered from several risks, but it could save you time from purchasing each coverage separately.
Business Liability
Business liability insurance can provide protection against a variety of incidents including customer injuries, damage to client property, and advertising injuries. It can help cover medical payments and legal fees associated with these incidents.
Property Coverage
If you are looking to protect your business and its physical assets, property coverage could help pay for repairs or replacement costs for a covered event. It can replace lost income, as well as other costs associated with property damage if it stalls business operations.
Cyber
Data breaches and cyberattacks can happen to any business. Having cyber insurance could protect your business if it experiences one of these events. It could also cover costs to hire professionals to determine the cause if sensitive information is lost or stolen.
Workers' Comp
Workers’ Compensation insurance can provide financial protection for workplace injuries. It can help protect your team by covering medical bills and lost wages while recovering from a work-related injury or illness. It can help facilitate return to work for an injured employee as well. If your business does not have Workers’ Compensation it may be required to pay for injury related expenses out of pocket. Learn more about Workers' Compensation >
HomeHQ
Worried about protecting your home-based business from liabilities? For business located in a home, HomeHQ combines liability, property, and stock insurance into one package. Learn more about HomeHQ >
Types of Offices Insured
Our commercial office business insurance covers the following businesses:
Office Business Insurance Articles
Office Insurance 101: BOP for Commercial Offices
A Business Owners Policy combines general liability coverage and commercial property insurance. Learn what you might want to know about BOP for commercial offices here.
5 Things to Consider When Getting Office Insurance
Do you have the task of choosing your office insurance? Read this article to find out what you might want to consider when getting office insurance.
General Liability Coverage for Commercial Offices
You likely have several options when it comes to insuring your office. Click here for a guide to general liability coverage for commercial offices.
Business Property Insurance for Commercial Offices
Are you looking for insurance for your office? Click here to find out about business property insurance for commercial offices.
Cyber-Risk Coverage for Commercial Offices
Help protect your office with cyber insurance through comprehensive coverage like a BOP. Explore coverage options that can shield your business against the impacts of online threats.