When it comes to barbershop insurance, you want your coverage to be flattering. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage makes you look as good as your customers do! From General Liability to Workers’ Compensation, each barbershop insurance policy is trimmed and styled to fit your needs.
Why Should You Obtain Business Insurance?
These are several benefits of insurance for small business owners, including:
- It Could Help Protect Your Finances
- It Could Improve Your Reputation
- It Could Allow Your Business to Grow
Common Types of Coverages for Barbershops:
Business Owners Policy, Workers’ Compensation, and HomeHQSM are three types of coverages offered by PolicySweet®. Learning the basics of each business insurance type listed below can help you to better understand which policies your business might need.
BOP
A Business Owners Policy is one of the best places to start with business insurance coverage. It combines three key coverages into one easy-to-manage policy. Included in a BOP is general liability, property, and cyber-risk coverage.
General Liability Insurance
This type of coverage can help protect your business if someone other than an employee gets injured or hurt. Their medical bills could be covered, and any resulting legal fees and settlements could be covered too.
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GENERAL LIABILITY INSURANCE
Property Insurance
Property coverage can help protect your business equipment from disasters, theft, and vandalism. It could cover the cost to replace items and lost income while your business recovers from a covered loss.
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PROPERTY INSURANCE
Cyber Insurance
Does your business take credit card payments? If so, you might want to consider cyber liability insurance. It could cover expenses in the event your company is impacted by a data breach.
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CYBER INSURANCE
Workers’ Compensation
If you have employees, Workers’ Compensation can help you take care of them if they get hurt on the job. It could also help protect you from legal action. If an employee files for Workers’ Compensation, they are usually unable to sue you for more money.
HomeHQ
When you have a standard homeowners or renters policy, it is unlikely that your business is protected if you own and operate your business from home. HomeHQ could cover business equipment and inventory in the event of a covered loss.
