Bakery Insurance

When it comes to bakery insurance, you want your carrier to rise to the occasion. With a PolicySweet® Business Owners Policy, we’ll make sure you have the coverage you need while your bakers knead. From General Liability and Workers’ Compensation to food spoilage, each bakery insurance policy is made from scratch to your liking.

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Insure your Bakery today with a Customized Bakery Insurance Policy

Insurance Needed for a Bakery:

Owning a bakery is full of unpredictable moments which is why many business owners look for ways to help protect their business. Insurance coverage could protect your bakery from a variety of risks. Some coverages include:

  • Business Owners Policy
    • General Liability
    • Property Insurance
    • Cyber Insurance
  • Workers’ Compensation
  • HomeHQSM

Business Owners Policy

A Business Owners Policy, or a BOP, can help cover several expenses if an unexpected event occurred. It bundles general liability, business property, and cyber-risk coverages into one comprehensive insurance package.

General Liability Insurance

General liability coverage would likely cover a customer’s medical bills if your business was held responsible for their injuries. It could also help cover the costs associated with a lawsuit.


Property Insurance

Business property coverage helps protect what’s inside the building. It could take care of repairs or replacement costs for damaged equipment and lost inventory. It could even cover spoiled food.


Cyber Insurance

A cyber-attack is a very real concern for businesses that handle personally identifiable information such as customer names, credit card information, phone numbers, and email addresses. Cyber coverage could help cover the cost of legal fees.


Workers’ Compensation

Workers’ Compensation can help pay for medical expenses and lost wages if an employee becomes injured or sick on the job. It can also help protect businesses from liabilities related to workplace accidents.


This type of coverage includes business liability, property, and stock insurance. These coverages are grouped together into one policy to help protect home-based bakery businesses against common accidents that could occur while operating from a residential location.

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