Cleaning Business Insurance

When it comes to insurance for your cleaning business, you want your coverage to wipe away worries. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as tidy as the spaces you keep. From General Liability to Workers’ Compensation, each cleaning insurance policy is polished with your needs in mind to help protect against from a variety of claims.

How to Get Cleaning Business Insurance

Are you wondering how to get business insurance for your cleaning business? Just follow the three steps below to get coverage tailored to your unique business needs:

Tell us about your cleaning business needs.

Receive a custom quote tailored to your business.

Accept your personalized quote and get covered!

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What Insurance Do You Need for Your Cleaning Business?

Cleaning businesses typically work at someone else’s property. This can make it challenging to limit the number of risks that your business can face which is why many business owners decide to purchase business insurance. Cleaning businesses can protect themselves with these insurance coverages:

Business Owners Policy

Also known as a BOP, is considered a convenient policy for many small business owners as it combines key coverages into one bundle. The coverage includes general liability insurance, business property, and cyber insurance.

Commercial General Liability Insurance

Commercial general liability insurance can provide financial protection if a client is injured, or their property is damaged as a result of your business. It can help to cover the high costs of lawsuits and may help your business meet the criteria of client contracts that call for liability coverage.

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GENERAL LIABILITY INSURANCE

Commercial Property Insurance

Commercial property insurance can cover equipment and tools that are at risk for damage, loss, or theft. If your business suffers from a loss it could help with replacement or repair costs for equipment your cleaning company owns or leases. If an accidental loss causes suspension of your operations, your business could be covered for loss of income.

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COMMERCIAL PROPERTY INSURANCE

Cyber Risk Insurance

Cyber insurance can protect your business from computer related attacks such as malware, phishing, or hackers. It can provide compensation to determine damages and pay for client notification.

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CYBER INSURANCE

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Workers' Compensation Insurance

Workers’ Compensation or Workers’ Comp is a type of insurance that can help to cover medical fees and lost wages for employees that become sick or injured as a direct result of their job. It can pay for ambulance expenses, emergency room visits, medications, and rehabilitation costs

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Types of Cleaning Businesses:

Accidents can happen which is why the following cleaning businesses should consider obtaining insurance coverage:

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Cleaning Companies FAQ's

How Much Does Insurance Cost for a Cleaning Business?
The rate of insurance for your cleaning business can be determined based on your coverage needs and a few other factors, like:
- Business size
- Claims history
- Services provided by your business
- And more
Request a free no-obligation quote online to get an accurate cost estimate. Get a Quote >
Why Choose PolicySweet for Cleaning Insurance?
We provide flexibility for the way you like to do business. You can quote a policy online by yourself with no agent involvement or you can reach out to our team of experts to help you with making selections. Each policy is designed to help protect your business from common industry risks.