How to Purchase Business Insurance

It is important to find insurance tailored to your business needs. If you own a brick-and-mortar store or an online business, have been in business for days or decades, have no employees or several, you should be protected against common industry risks. 

It may be easier than you think to obtain coverage for your business. Follow these three simple steps to get a customized insurance policy from PolicySweet®:

Step One

STEP 1: 

Answer a few questions about your business

step Two

STEP 2: 

Receive a no-obligation instant quote

Step 3

STEP 3: 

Accept and get immediate coverage!

Want to get a quote from a live agent?

Call: 1-800-625-8257

What Type of Small Business Insurance Do I Need?

Figuring out which type of coverage your business needs can be challenging. There are several types of insurance policies, and it is up to you to determine what is best for your business.

Depending on whether your business operates from a home or not could impact if you choose a Business Owners Policy (BOP) or HomeHQ coverage. If your business does not operate from a home, you may not qualify for HomeHQ coverage as it is specifically designed to protect against risks that home-based businesses could face. A BOP is a great option for businesses that operate in a more traditional way like a brick-and-mortar store as it could protect your business from several liabilities. It brings together general liability, property, and cyber risk insurance into one convenient package.

If your business has employees, you may want to also consider Workers’ Compensation. Workers’ Comp can help safeguard your business against risks associated with employee injuries that occur while they are working. It could cover lost wages and medical bills for the injured employee.

If you need assistance with finding the right coverage for your business or have any business insurance questions, our insurance experts are available to help. Contact our experts today >

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Have Additional Questions? 

We may be able to help answer any questions you have about business insurance and can help assist you with finding a policy for your business. 


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