Business Insurance for Cafés



When it comes to insurance for your café, you want your coverage to be measured to fit your needs and your budget. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is mixed to your liking. From general liability to workers’ compensation, each café insurance policy is made just for you.


How to Get Coverage for Your Café

Insure your Bakery today with a Customized Bakery Insurance Policy

What Insurance Do You Need for Your Café?

Your café could face unique risks. Learn more about our coverage options and how it can help protect your business:


Business Owners Policy

Want to easily manage your general liability, business property, and cyber-risk coverages? A BOP from PolicySweet includes all three coverages.

General Liability Insurance

If you accidentally injured a third-party, general liability coverage could help cover the costs associated with a lawsuit. It could cover bills for third-party medical expenses and property damage.

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GENERAL LIABILITY INSURANCE


Property Insurance

Business property coverage can help cover equipment and inventory that is essential to keep your café running.

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PROPERTY INSURANCE  


Cyber Insurance

Cyber coverage could take care of expenses related to hiring professionals to determine the amount of data impacted from a cyber-attack and notify customers if their information is stolen.

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CYBER INSURANCE  



Workers’ Compensation

This type of coverage can help cover lost wages and medical expenses for injured or sick employees while also protecting your business from liability.


HomeHQ

Does your café conduct business from a cart or kiosk? Do you manage operations from your home? If you answered yes, a HomeHQSM policy could be the type of coverage you are looking for. It is an insurance bundle that combines common coverages together to help protect home-based businesses.


Café Insurance by State


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