When it comes to coffee shop insurance, you want your carrier to be as balanced as your blends. With a PolicySweet® Business Owners Policy, we’ll make sure you have the coverage that will keep your business as energized as the coffee you serve. From general liability and workers’ compensation to food spoilage, each coffee shop insurance policy is brewed fresh just for you.

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Basic coffee shop insurance coverage may include:

  • A Business Owners Policy. When major property liability and general liability risks for your coffee shop are combined into one policy, you don’t have to piecemeal your insurance coverage. That’s pretty sweet. Learn more about our Business Owners Policy.
  • Workers' Compensation Coverage. Workers’ Compensation coverage for your coffee shop protects your business operations and perhaps more importantly, helps to facilitate the injured worker’s recovery and return to work. Learn more about Workers' Compensation coverage for your coffee shop.
  • HomeHQSM Coverage. HomeHQ is designed for home-based businesses and companies that operate from mobile spaces like a kiosk or cart. It can provide coverage for business liabilities that homeowners or renters insurance do not typically cover. Learn more about HomeHQ coverage here.

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