As a business owner in Texas, you may choose to protect your business from threats. While you can purchase a Texas business insurance policy for each possible risk and liability, you may want to consider a Texas Business Owners Policy (BOP) instead.
A Texas Business Owners Policy from PolicySweet® is a three-in-one policy that can provide coverage for the following:
- Liability claims
- The aftermath of cyberattacks
- Damaged or stolen property
With a solid and customized Business Owners Policy from PolicySweet, you may be able to enjoy financial protection without having to shop for policy after policy.
Get comprehensive protection for your Texas business today.
Contact us and get a free quote.
When You Should Consider a Business Owners Policy
If you’re wondering whether or not you should think about obtaining a Texas BOP, ask yourself these three questions.
1. Do you obtain card details and other sensitive information?
Credit card details are sensitive pieces of data that can be vulnerable to theft. You can protect your business from data theft and other online threats with a BOP’s cyber insurance.
2. Is your business financially prepared in case of accidents?
Accidents can happen, while a third-party is interacting with your business. To help protect yourself from a resulting lawsuit, you may want insurance to help cover costs like legal fees and injury compensation.
3. Does your business have equipment that’s vulnerable to theft, wind, or fire?
Property or equipment damage due to fire, vandalism, and other disasters can hinder your operations. Also, the loss of equipment can present financial and logistical challenges.
The Features of a Texas Business Owners Policy
There are several features of a BOP that business owners from Texas may see value in. Here are some of the potential perks of getting Texas business insurance:
- Simplified selection: Have you ever thought of purchasing various policies for different contingencies? If you have, consider opting for a BOP. With a BOP, you can get three insurance coverages rolled into one policy, meaning you may be able to save time from shopping for individual coverages. Our BOP includes different types of Texas business insurance designed to help protect you from various business risks and threats.
- Customizable coverage: A Texas Business Owners Policy can be customized based on what your business needs. When you choose PolicySweet, you have the flexibility to make changes that can address specific risks.
You can take advantage of this three-in-one policy to help protect your business. Reach out and get a free quote.
Our Texas BOP: Three Protections Under One Policy
Our Texas Business Owners Policy offers comprehensive coverage for many of the risks associated with small businesses. From cyber threats to lost or damaged property, it can be covered when you get a BOP.
Here are the different forms of coverage included in our Texas BOP.
General Liability Coverage
General liability insurance can protect you from third-party lawsuits and claims. Our liability coverage can cover multiple out-of-pocket costs related to:
- Advertising injuries
- Third-party medical expenses
- Third-party property damage
With our coverage, legal fees and settlements could be covered.
Business Property Insurance
Business property insurance is also part of our Texas BOP and can cover costs resulting from property theft, vandalism, or fire. Depending on the cause, business property insurance can also cover expenses if your business can’t operate due to damaged property or critical equipment. The coverage can include:
- Repair or replacement costs
- Lost income
- Other expenses incurred from a business interruption
Cyber Risk Insurance
Cyber insurance can provide necessary coverage for costs resulting from technology-related threats. With our Texas BOP’s cyber insurance, you can receive reimbursements, if your business is impacted from the following:
- Data breaches
- Stolen data
- Hacked accounts or sites
- Tampered data
Cyber risk insurance can also reimburse you for costs incurred from your response to a cyber-attack. These costs can include:
- Legal fees
- Expenses for notifying impacted parties
- Fees charged by parties investigating the incident
Why Choose PolicySweet
We strive to offer Texas business insurance that’s comprehensive and flexible. Besides our policies, here are other reasons you may want to choose PolicySweet:
- Quick Quotes: In just minutes, we can give you a personalized quote. Our estimates are free and non-obligatory, meaning you’ve got nothing to lose when you request a quote.
- Custom coverage: We offer flexible Texas business insurance that can be tweaked based on your industry-specific needs.
- Manageable and flexible payment options: Our experts can work with you to find a payment plan that suits your business needs. You can choose to pay for your policy in one full payment, semi-annual payments, or 10 payments over the course of your policy. This way, you can easily manage your cash flow.
- Fast, attentive, and dedicated customer service: Our experts are just a call away if you have any insurance-related questions. You can count on us to answer inquires and help you choose coverage for your Texas business.
We care about the protection of your business. Get a quote today and start protecting your Texas business.
Get Protection for Your Business Today
Getting started with a Texas Business Owners Policy can be fast and hassle-free. It only takes three easy steps:
1. Reach out: Kickstart the process by getting in touch with us. A member of our customer service team can answer your questions about insurance and our Texas BOP offering.
2. Get a free quote: We will ask questions about your business and its requirements to better understand your needs. We will then give you an upfront quote, so you don’t have to worry about hidden costs.
3. Get immediate coverage: As soon as we sort out your payment options and desired protections, you can have coverage in just minutes!
Get immediate protection in just three steps. Contact us today to get a free quote.