Is There Anything Workers' Comp Does Not Cover?
Some situations are not covered by Workers' Comp. These can include injuries caused intentionally, injuries that happen outside the job site or place of employment, an employee that instigates violence in the workplace that leads to injury, employees who deliberately violate company safety protocols, and injuries sustained while an employee is under the influence of drugs or alcohol.
How Much Does Workers' Comp Cost?
There are multiple factors that can adjust the price of a Workers' Comp policy. We understand that each business has different needs, which is why we work to get to know your situation before providing a quote.
Previous Claims and Workplace Accident History
If your business has a long track record of Workers' Comp incidents, it could influence the cost of a Workers’ Comp policy when it comes to seeking coverage. Businesses with fewer incidents could have a policy with a lower premium. On the other side, businesses with frequent Workers' Comp claims might have a higher premium.
Class Codes and the Location of Your Business
South Carolina utilizes class codes for businesses. These classes carry different designations for workplace injury patterns and your premiums can fluctuate based on the class your business falls into. Our team can help you identify which class code you are in and could give you an idea of how this affects your premium. Contact us with any of your Workers' Comp questions!
Why Should I Choose PolicySweet for Workers' Comp in South Carolina?
With PolicySweet, you can tailor your plan to work for your specific business. This includes payment plan options. You can choose a one-time payment, semi-annual payments, or 10 payments over the course of your policy.
We understand your time is important. This is why we provide quick quotes with the potential for coverage in as little as 24 hours.
Dedicated Customer Service
We have live agents available to answer any questions you may have. Our agents are available to help you with claims, inquiries, coverage additions, and more.
What Our Clients Are Saying
Please Note: State-specific information is subject to change at any time. Always consult with your state’s official information and resources for the most accurate information.