If an accident happened in your workplace, how financially prepared are you? Nobody wants to think the worst could happen, but accidents can still happen despite your preventative measures.
According to the Bureau of Labor Statistics, private businesses in Iowa reported around 34,900 work-related non-fatal injuries in 2021. Around 20,600 of this documented number were severe in nature, causing “days away, restricted, and transferred” DART cases.
Workplace accidents can be physically damaging as well as financially draining. Helping to protect your company and employees with Workers’ Compensation coverage can be vital if you’re a small business owner in Iowa.
PolicySweet® offers affordable and comprehensive Workers’ Compensation insurance tailored for small business owners in Iowa. Get your free, no-obligation insurance quote today!
What Is Included in Workers’ Compensation?
Workers’ Compensation helps to cover a wide range of benefits for employees who are injured or disabled due to their work. Some of the most common benefits include:
This could cover expenses related to the employee’s injury, including doctor visits, medications, hospitalization, and other treatments deemed necessary by the physician.
Employees are entitled to recover their lost wages for the time they were away from work, up to a certain amount.
The employer may also be responsible for providing necessary rehabilitation services to help the employee recover and return to work as soon as possible.
Start a Quote With PolicySweet Today
Finding a Workers’ Compensation policy can be challenging for a small business owner. With limited financial resources, employers should ensure they get the best coverage for their employees at an affordable price.
At PolicySweet, our team of insurance professionals is here to help guide you through the process. Start a quote today and let us help you find a Workers’ Compensation policy for your small business!
Please Note: State-specific information is subject to change at any time. Always consult with your state’s official information and resources for the most accurate information.