Help Protect Your Small Business With Quality Workers' Compensation
No matter how well you run your operation or how low-risk your business is, there is always the risk of work-related accidents or illnesses. That is why the state of Florida requires most businesses to have Workers' Compensation insurance, to help protect business owners from liability and employees from financial loss due to such an event.
At PolicySweet®, we offer a wide range of affordable insurance options and can help you choose the right Workers' Compensation plan for your business. Learn more about Workers' Compensation in Florida or request a free quote today.
How Does Workers' Compensation Work in Florida?
Do you need Workers' Compensation in Florida? Learn more about how it works and how to get coverage.
While some states have public Workers' Compensation plans, you should consider purchasing your policy from a company like PolicySweet if you need coverage in Florida. Private coverage can offer more comprehensive and affordable Workers’ Comp plans even in states that provide public plans.
Submitting a Claim
If your employee sustains an injury or illness, they should submit a claim as soon as possible. This is the best way to ensure that there are no delays in the compensation process.
Florida's No-Fault Laws
Florida Workers' Compensation laws are designed to mutually benefit employees and employers. Florida is a no-fault state, meaning your employees do not have to prove that you were at fault for the incident. However, they may also forfeit the right to hold you liable for these incidents as long as you have the proper Workers' Comp insurance.
What Happens if I Don't Have Workers' Compensation in Florida?
Florida has strict penalties for not having Workers' Compensation. You may face a fine that is double the cost of coverage during the time you went without insurance. Additionally, you could receive a stop work order if you operate without the proper coverage or avoid paying for your policy.
How Much Does Workers' Compensation in Florida Cost?
The cost of your Workers' Compensation plan depends on a number of factors, including the industry you are in and inherent risks, the number of employees, and more. However, we offer excellent rates. Request a free no-obligation quote today.
What Our Clients Are Saying
Get Florida Workers' Compensation Today
Do you want to get the best value for your money when it comes to your Florida Workers' Compensation plan? Contact us today to begin.
Please Note: State-specific information is subject to change at any time. Always consult with your state’s official information and resources for the most accurate information.