There’s always risk involved in the workplace, no matter the industry. Employees can get involved in accidents which can lead to injuries and missed work. The resulting expenses involved in dealing with workplace accidents can cause problems for the company. Not only could they lose a worker, but they may also end up paying for the expenses related to the injury.
With Workers’ Compensation from PolicySweet®, you have coverage that can help protect you in the worst-case scenario. Insurance can help pay for employees’ medical bills and partial wages from missed work. Workers can have security knowing that their employer can help take care of them after an accident. Employers can also have added security for their finances.
What Injuries Does Workers’ Compensation Help Cover?
Accidents and illnesses can happen in the workplace or while someone is conducting work-related duties.
Workers’ Compensation can help cover several types of injuries that happen in the workplace or through work-related tasks. There are several common accidents and injuries that companies can report, namely:
- Contact with objects: These injuries come from a collision or physical trauma. This can either be an object falling from a high height or someone getting caught in between large objects. This can also be due to trauma from a moving object or accidentally getting struck by heavy equipment.
- Overexertion: Overexerting the body can cause injuries. A muscle can tear, or repetitive stress causes long-term damage. This injury is very common in some workplaces because people may handle heavy objects on a constant basis.
- Slips and falls: Falling from a height or slipping from a slippery surface are some examples of these workplace accidents. These incidents can also happen because an employee tripped on an object in their path.
Many Workers’ Compensation claims come from these injuries. Since these incidents are common, insurance may likely apply if the accident happens while working. As long as the employee reports the event and the employer files a claim on time, it could result in coverage.
Apply for Workers’ Compensation at PolicySweet
Small businesses require Workers’ Compensation coverage and a flexible plan that works specifically for their company. Accidents can often happen even with many precautions in place. Things can go wrong, and you want to have a safety net that helps to protect your finances. Workers’ Compensation can protect you and your employees by providing funds for medical expenses.
Contact us today to get a quote with a plan tailored to your business. You could comply with Delaware laws and help provide the option for employees to get financial assistance. We provide quick quotes, and you can apply for Workers’ Compensation online. Get started with PolicySweet today.
Please Note: State-specific information is subject to change at any time. Always consult with your state’s official information and resources for the most accurate information.