Janitor Insurance: Why Cleaning Companies Should Consider General Liability Coverage
Whether you're just getting started in the industry or have been established for years, having janitor insurance can be a necessity. Learn why here.
When it comes to insurance for your cleaning business, you want your coverage to wipe away worries. With a PolicySweet® Business Owners Policy, we’ll make sure your coverage is as tidy as the spaces you keep. From General Liability to Workers’ Compensation, each cleaning insurance policy is polished with your needs in mind to help protect against from a variety of claims.
How to Get Cleaning Business Insurance
Are you wondering how to get business insurance for your cleaning business? Just follow the three steps below to get coverage tailored to your unique business needs:
Receive a custom quote tailored to your business.
Accept your personalized quote and get covered!
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What Insurance Do You Need for Your Cleaning Business?
Cleaning businesses typically work at someone else’s property. This can make it challenging to limit the number of risks that your business can face which is why many business owners decide to purchase business insurance. Cleaning businesses can protect themselves with these insurance coverages:
Business Owners Policy
Also known as a BOP, is considered a convenient policy for many small business owners as it combines key coverages into one bundle. The coverage includes general liability insurance, business property, and cyber insurance.
Commercial General Liability Insurance
Commercial general liability insurance can provide financial protection if a client is injured, or their property is damaged as a result of your business. It can help to cover the high costs of lawsuits and may help your business meet the criteria of
client contracts that call for liability coverage.
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GENERAL LIABILITY INSURANCE
Commercial Property Insurance
Commercial property insurance can cover equipment and tools that are at risk for damage, loss, or theft. If your business suffers from a loss it could help with replacement or repair costs for equipment your cleaning company owns or leases. If an accidental
loss causes suspension of your operations, your business could be covered for loss of income.
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COMMERCIAL PROPERTY INSURANCE
Cyber Risk Insurance
Cyber insurance can protect your business from computer related attacks such as malware, phishing, or hackers. It can provide compensation to determine damages and pay for client notification.
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CYBER INSURANCE
Workers' Compensation Insurance
Workers’ Compensation or Workers’ Comp is a type of insurance that can help to cover medical fees and lost wages for employees that become sick or injured as a direct result of their job. It can pay for ambulance expenses, emergency room visits, medications, and rehabilitation costs
Types of Cleaning Businesses:
Accidents can happen which is why the following cleaning businesses should consider obtaining insurance coverage:
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